Personal Savings

Feature:	Landmark Personal Savings Accounts
Feature:	Super Kids (under age 18)	Regular Savings	Money Market
Opening Deposit Required	$10	$50	$1,000
Minimum Balance	$10	$50	$1,000
Service Fee	None	$5.00 per month if balance falls below minimum	$10.00 per month if balance falls below minimum
Interest Rate	Variable Rate on Tiered Balances See Deposit Rate Sheet
Interest Compounded and Credited	Annually	Quarterly	Monthly
Statement Issued	Quarterly	Quarterly	Monthly
Federal Regulations	Federal regulations limit these accounts to 6 withdrawals per month by telephone, Internet banking, preauthorized electronic, debit card, checks, draft or similar order to third parties
	Other Features
Telephone Transfers	$2.00 – no fee when using NetTeller or Phone Banking (limited to 6 electronic transfer debits per month by Federal Regulation D)
ATM Card	Yes, upon approval
Phone Banking	FREE Landmark Line at 763-444-2265
NetTeller Online Banking	FREE – See a Personal Banker to get started.
E-Statements	FREE with NetTeller Online Banking