At Landmark Community Bank we want to help you reach your goals. Whether you are looking for overdraft protection, buying a car, consolidating debt, making home improvements or purchasing a home, we have a loan or a line of credit product to suit your needs. Email us for more information.
Installment Loans
♦ Secured and unsecured loans are available
♦ Loan amounts of $2,000 or more
♦ Predictable monthly payment
♦ Loans tailored to meet your monthly budget
♦ Apply by calling one of our Personal Bankers today or in person at one of our branch locations
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Mortgage Loans or Mortgage Refinancing
♦ A loan used to purchase or refinance a home. Repaid in regular monthly payments
♦ Fixed or variable interest rates available
♦ Flexible down payment, qualifying payment options
♦ Land and construction loans also available
♦ Closing costs and other fees may apply
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Home Equity Loans
♦ An installment loan secured by the equity in your home
♦ Loan amounts of $5,000 or more
♦ Borrow up to 75% of the equity in your home
♦ Tailored repayment schedule to meet your monthly budget
♦ Competitive rates
♦ Interest paid may be tax-deductible (Consult your tax advisor)
♦ Late Fee of 5% of payment amount or $7.80 (whichever is greater)
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Home Equity Line of Credit
♦ A revolving line of credit secured by the equity in your home
♦ Line amounts of $5,000 or more
♦ Borrow up to 75% of the equity in your home
♦ Pay interest only on the amount you use
♦ A balloon payment will occur if only the minimum periodic payment of interest is made
♦ Accessed by writing out special Home Equity Line checks
♦ Can be used for any purpose, not just home improvements
♦ Interest paid may be tax-deductible (Consult your tax advisor.)
♦ Late Fee of 5% of payment amount or $7.80 (whichever is greater)
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Executive Line of Credit
♦ An unsecured line of credit linked to your Landmark checking account
♦ Line amounts start at $5,000
♦ Also protects you from overdrafts
♦ Interest rate is tied to the Prime rate
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Checking Reserve (Overdraft Protection)
♦ An unsecured revolving line of credit linked to your Landmark checking account
♦ Automatically deposits money in increments of $100 to cover overdrafts
♦ Line amounts range from $1,000 to $3,000
♦ Protects you from overdrafts and fees
♦ Make yourself a loan simply by writing out a check
♦ Easy repayment options
♦ No annual fee
♦ Fixed rate of 18%
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